Every person who wants to work and live in the Netherlands must purchase mandatory health insurance for himself. If the income from your work is relatively low, you have the opportunity to apply for a special contribution to insurance in the Netherlands. What is the insurance refund and how exactly is it settled - you will learn all this in the text below.
Tax and insurance refund from the Netherlands (Zorgtoeslag)
Insurance refund in the Netherlands is the opportunity to recover the health insurance surcharge (Zorgtoeslag). Health insurance in the Netherlands must be paid by any person who is legally in the country and is employed to work under a contract. The obligation to pay Dutch health insurance lies with the person working and living in the country. However, it is often the case that the employer takes out group insurance for all those employed by his company. Before starting a new job, make sure your employer pays for your health insurance. If not, it will be mandatory for you to purchase it yourself.
Insurance refund from the Netherlands 2023 - this is what you need to know
You can receive an insurance refund from the Netherlands up to a year back. It is paid every month. You can apply for a refund of unused insurance in the Netherlands for 2022 until September 1, 2023. You can apply for the insurance subsidy (Netherlands) by submitting the appropriate application and documents to the Dutch tax authority Belastingdiesnt Toeslagen.
Belastingdienst Zorgtoeslag - who can apply?
In order to receive a Zorgtoeslag insurance refund from the tax office in the Netherlands, you must meet the following conditions:
- be at least 18 years old,
- have mandatory health insurance (Zorgverzekering),
- not exceed a certain amount of income for the entire year (€38,520),
- work and live in the Netherlands.
Zorgtoeslag refund - how to account for insurance in the Netherlands?
Wondering how to get an insurance refund from the Netherlands? Nothing simpler. All you need to do is present the appropriate documents to the Dutch tax office and submit a properly completed application for insurance settlement in the Netherlands. You can do this on your own, but you have to expect that in case of errors in your completed application or lack of mandatory documents, the Belasting office of the Netherlands will not accept your application for insurance reimbursement.
Fortunately, we are here to help you with the topic of Zorgtoeslag in the Netherlands. Contact us and we'll help you - without unnecessary paperwork - to file your tax return so that you'll be considered as a candidate for a refund of the insurance supplement (Netherlands).
How much is the Zorgtoeslag insurance supplement in 2023?
Any person who seeks to claim the Zorgtoeslag insurance allowance in the Netherlands must know that it is impossible to specifically determine its amount - as everything depends on the individual situation of the taxpayer. However, it is worth being aware that maximum amounts of insurance supplement deductions are established. The good news for anyone wishing to receive Zorgtoeslag, is that they are getting higher every year. How did it look in previous years and how does it look in 2023?
- 2019 - max €99/per month,
- 2020 - max. 104 €/per month,
- 2021 - max. 107 €/per month,
- 2022 - max. 111 €/ for each month,
- 2023 - max €154/per each month.
Insurance refund from the Netherlands - calculator
For a quick and convenient way to apply for insurance reimbursement in the Netherlands, use our Anngifte application. After downloading the program, complete the basic information that will appear on the screen of your phone. You can be sure that all the data you enter is one hundred percent secure. You will then be shown the amount of Dutch refund you can receive or the possible tax surcharge you should settle.
See that settling your insurance from the Netherlands has never been so easy. With our application to Zorgtoeslag (Netherlands) you will save time and money.
On our website you will also find a tax calculator - a very useful tool when settling your insurance. It will also help you find out how much tax refund you will receive from the Netherlands. If you have any questions relating to the operation of the calculator, write to us. We will answer as quickly as we would handle your application for Dutch insurance refund.
Dutch insurance supplement - documents
See what you will need for your Dutch insurance reimbursement. The following documents are mandatory when applying for Dutch insurance allowance. However, keep in mind that the Dutch tax office may also ask you for other forms that will help speed up the entire reimbursement procedure. To receive a refund for unused insurance in the Netherlands you will need:
- a copy of your passport or ID card (and the original for review),
- tax number (SoFi),
- a copy of your insurance policy,
- Dutch or foreign bank account number,
- Jaaropgave or salaris from your employer taking into account the previous year (scans of these documents and originals for review).
Tax Return Netherlands - how long does it take to wait?
If you want to apply for a refund for health insurance in the Netherlands for the previous tax year, you must submit a properly completed application to the Dutch office Belastingdienst Toeslagen by August 31 of the current year. Applications are usually processed within eight to forty weeks (from the time the documents are submitted to the office). Most often, however, the answer on the desire to receive an insurance refund from the Netherlands comes earlier.However, it may happen that the answer will be after this deadline.
Insurance Netherlands refund - how do I find out about Zorgtoeslag?
The Dutch office Belastingdienst, to which you apply for a supplement to insurance in the Netherlands (Zorgtoeslag), will send to your e-mail box a decision on the amount of the benefit granted. Remember, however, that if you have terminated your work in the Netherlands, your insurance supplement will be withheld. If you forget to inform the tax office that you have terminated your work in the Netherlands, you will have to repay the unused insurance allowance. If you fail to do so, you will be charged interest.
Zorgtoeslag refund? It's possible
At the very end, it is worth mentioning that the Dutch tax office can ask us to return the health insurance supplement (via an official letter, along with a yellow check). When does this happen? A good example is when a benefit recipient has left the Netherlands and has not applied for withholding, and during this time the Zorgtoeslag funds have been continuously credited to his account.
It is worth remembering that applying for the allowance is a one-time thing - subsequent payments are automatic. Therefore, if our life or financial situation changes (changes in salary), we are obliged to inform the Belastingdienst.
FAQ - frequently asked questions
1.How to get an insurance refund from the Netherlands?
You can obtain an insurance refund from the Netherlands by submitting an application to the Belastingdienst.
2. Until when can you apply for insurance reimbursement from the Netherlands?
You can submit the documents to apply for the Dutch insurance supplement until August 31 of the current tax year.
3. How long does it take to get an insurance refund from the Netherlands?
You can get a refund from the Netherlands as early as 12 weeks after submitting your application. If you miss the applicable deadline, the insurance refund from the Netherlands will take about 8 months.
4. When does the insurance refund from the Netherlands arrive?
Taxpayers who file by the end of March will receive their refund by the last day of June.
5. What documents are needed for an insurance refund from the Netherlands?
Prepare your Jaaropgaaf tax card and a copy of your ID card or passport. Also have your income certificate and pay stub with you.
6. Netherlands insurance refund - you can trust us.
We will help you get your Netherlands insurance refund by completing all the necessary paperwork. This is by far the most difficult part of the process of applying for an insurance supplement. Our years of experience in the subject of insurance settlement in the Netherlands will allow you to go through this process smoothly and without unnecessary nerves.
The return of the insurance supplement in the Netherlands, which you can apply for through our office, can be as much as 1248 € in conversion for the entire previous worked year. You can see for yourself that it pays to file the appropriate application with the tax office.
With our application, you can take advantage of the opportunity to file a tax return with the Belastigndienst and get a refund from the insurance supplement in the Netherlands. File your application in just a few simple steps - we offer you professional help with your tax return in the Netherlands. Use our calculator Dutch tax refund calculator – simply input the necessary information into our tool, and it will automatically incorporate them. This applies equally to all matters relating to the Belastingdienst. With our app, you can quickly calculate the expected amount of grant or tax refund you are eligible for.
Download our application and see how easy it is.
Netherlands - Zorgverzekering health insurance reimbursement
In the Netherlands, health insurance Zorgverzekering is mandatory. It must be purchased within four months of registering with the municipality. Further, a special office - the Health Insurance College - will register you with an insurer who will enforce health insurance premiums from the salary you receive. Failure to obtain health insurance in the Netherlands can result in a hefty fine.
The cost of health insurance in the Netherlands
A basic health insurance package in the Netherlands costs about €119. This amount is collected by the insurer each month. This makes it possible to take advantage of the Zorgtoeslag insurance supplement. It is possible to get up to €154 of health insurance reimbursement from the Netherlands from the Belastingdienst.
You can apply for the health insurance subsidy in several ways. If you have access to DIGID (Digitale Identiteit, that is, digital identity), you can apply through the authority's website on your profile. However, this requires you to be registered in the Netherlands. However, if you are working in the Netherlands temporarily, you will be able to submit your application in writing by filling out a form and sending it back to the office by letter or electronically (using our application).
